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S. Carolina Supreme Court: Non-attorneys can modify home loans

You may also speak with an attorney to see if your loan qualifies for HMP modification. The South Carolina Supreme Court requires lenders to determine if the loan is subject to HMP before filing the lawsuit. To read the South Carolina Supreme Court’s Order, see the Judicial Department’s website:

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Case opinion for SC Supreme Court IN RE: Robert Ryan BRECKENRIDGE.. Vantage Point Title, Inc. is a non-lawyer-owned title company doing business out. Respondent does not, however, review the title commitment or verify the loan. of Carolina Attorney Network verifies that the new mortgage has been recorded.

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What is the Unauthorized Practice of Law? In order to practice law in South Carolina, an attorney must be licensed by the Supreme Court of South Carolina. The authority of the Supreme Court can be found in the South Carolina Code of Laws at Section 40-5-220, available online or at a local library.

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Thus, any attempt by the debtor to modify the terms of the loan documents (i.e. change the maturity date of the loan or interest rate), the security agreement or any third party agreement or guaranty, or bifurcate the claim under 506(a) constitutes impairment of a secured creditor’s claim.

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COLUMBIA, S.C. (Legal Newsline) – Entities that fund litigation in exchange for a piece of any recovery are providing loans, as the term is defined by South Carolina law, a state agency has ruled.