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House Bill Looks to Kill Yield Spread Premiums

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According to the Congressional Budget Office, that House repeal-and-replace bill would have raised premiums for those with pre-existing conditions – or make it impossible for them to have insurance.

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The yield spread is owned by the borrower but captured by the broker to offset what the buyer would be paying in broker fees. For instance, if at 6.25% the broker is charging you 1% origination fee and capturing 1% yield spread, you could have that loan at 5.875% and pay the broker 2% origination. Either way it is the same money to the broker.

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We will be following this debate, and will look at claims made. rate plus the portion of the yield spread that is relevant to taxpayers,” they wrote in the fiscal 2013 budget analysis. In a 2014.

What happens if you are a member of the Florida House and you act in a way that is condemned. will save them millions of dollars every year, policyholders can look forward to lower premiums on.

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